Archive for April, 2011

One and Only

Posted in Uncategorized on April 24, 2011 by crystalake

The bookworm in me unleashed itself and soaked in Elizabeth Gilbert’s latest book, ‘Committed’. I read in the mall, at the coffee joint, in the airport, in the plane, in my room when I couldn’t sleep. Which brought me to some interesting discoveries as I asked my travelling companions on how they decided on ‘The One’. Yes ‘The One’ whom you eventually choose to get married to and have kids.

Quote of the day

Posted in Uncategorized on April 24, 2011 by crystalake

The beauty of a woman is not in a facial mole
But true beauty in a woman is reflected in her soul
It is the caring that she lovingly gives
The passion that she shows
And the beauty of a woman with passing years… only grows
– Audrey Hepburn

few cents’ view

Posted in Uncategorized on April 24, 2011 by crystalake

Death is painful but it served a bigger purpose in life. As long as there is birth without death, humans will not learn the important lesson of loving and appreciating what we have been blessed with. With death, comes that feeling of emptiness and loneliness and to counter that, we will offer prayers, visit graves or look at old photographs to capture past memories with the dead. While doing so, we will rekindle with the past, maybe even view it differently than before and learn to treasure the moments shared. This is an important lesson in human relations. We have to be constantly reminded to thank God for His blessings.

How to start own business?

Posted in Uncategorized on April 22, 2011 by crystalake

startup cost as follows

Lowest: Hawker Centres (NEA operated not including Kopitiam Square)
-3-5k for a better location & 1-2k for no so good location
-less than $1k for plate collection
-less than $1k for utilities and gas depending on usage, metered bill.
-less than $1k for signage
-u need pay 1 month deposit and 1 month advance (also depend on stall owners, NEA or private)
-if u buy your own equipment, cost should be around less than $10k. If u takeover a stall with equipment, see how much u can bargain.
also if u buy 2nd equipment, u can bring down the cost by 50%
-NEA licence for stall $13, attend BHC $100,

Coffeshop startup will be higher than Hawker Centres mainly due to the rent component. Rent typically goes from 3-8k
-some big chain coffeeshop u have to pay for a lot of other nonsense too, renovation cost (substantial amount), advertising & promotion cost, offered discount to customer at your own expense like the kopitiam card, penalties for non conformance- i.e they fine you if your staff break their rules like not wearing apron or whatnot.
-$1k-$2k for plate collection
-$1k-$2k for utilities and gas
-$1k-$2k for signage
-the advance and deposit also depends on coffeeshop owner, usually the big chain coffeeshop like Kopitiam will require more.
-the rest is same as hawker centres
-also some big chain will require u sign 6 month or 1 -2 year contract. Watch out for the contract, if u find no good business and want out, they will want you to pay them the remaining lease not used.
-also some big chain will required u to let them take your takings daily, and only return back your money the next month, after deducting all your rent, plate collection, penalties….be careful as their accounting can be screwed up and u lugi, also this way, your cash flow becomes very tight, it is only suitable for those stall chain operator like Chang Cheng Mixed Rice, Qiulian Ban Mian, Pontian Wantan, because they dun hv to worry about their staff stealing, as the coffeeshop operator will watch out for you.

Foodcourts startup cost can be same or usually higher than coffeeshop. The rental for example in Compasspoint Kopitiam is more than $10k if include renovation cost and all the other costs. Foodcourt are usually run by the big chain, most of the rules mentioned in chain operated coffeeshop, they will have. Also their rule will be more strict.
-Rents typically can goes from 5k to more than 10k….
-They may also ask for more deposit

typically such small shop goes for abt $10k rental. The owner of the shop need to get the relevant authorities approval. Such approval was easy in the past, but lately is harder. u rent from those with the approval.

Such shop is easier because u can apply for foreign workers with a foodshop licence. But the main thing is once gain location….

as for wages, depends on what job classification. part timer not cook is abt $5/hr.

what if property price plunge

Posted in Uncategorized on April 22, 2011 by crystalake

normally stock mkt is 1st to crash given it is the most liquid, and it become a ‘signal’ / trigger which drives reflexive market crash

http://en.wikipedia.org/wiki/George_Soros#Reflexivity.2C_financial_markets.2C_and_economic_theory

Aqualabel enhancer

Posted in Uncategorized on April 20, 2011 by crystalake

Aqualabel enhancer is used as the final step in your skincare regime which will force essential ingredients into deep layers of your skin

Bio-essence Bird nest enhancer is a toner to be used before moisturiser. It has hyaluronic acid

Natural Resource Cleansing Oil

Posted in Uncategorized on April 19, 2011 by crystalake

For makeup removing including waterproof makeup.

Apply direct to dry face with dry palm.

Massage on face to dissolves makeup.

Pad water to face to emulsify cleansing oil into milk and massage further dissolves makeup.

Rinse with water and follow by cleaning wash